Iowa Paycheck Calculator 2026
Built & reviewed by Nandu Kannan · Overtime rules cited to primary statutes
Iowa charges a flat 3.8% state income tax on taxable wages. Enter your pay below to see your estimated 2026 take-home pay in Iowa — per paycheck and per year, with every tax broken out.
| 2026 estimate | Per paycheck | Per year |
|---|---|---|
| Gross pay | $0 | $0 |
| Federal income tax | $0 | $0 |
| State income tax | $0 | $0 |
| Social Security (6.2%) | $0 | $0 |
| Medicare (1.45%) | $0 | $0 |
| Total tax | $0 | $0 |
| Take-home pay | $0 | $0 |
Effective tax rate: 0%
2026 estimates using federal brackets, the standard deduction, FICA and state income tax only. Ignores 401(k), health premiums, local taxes, credits and other deductions. Not tax advice.
How Iowa taxes your paycheck
Iowa charges a flat 3.8% state income tax on taxable wages.
Iowa collapsed nine brackets into a single 3.8% flat tax in 2025 — one of the fastest state tax overhauls in recent history.
On top of Iowa state tax and federal income tax, every worker pays FICA: Social Security at 6.2% (on wages up to the $184,500 2026 wage base) and Medicare at 1.45%, with an extra 0.9% Medicare tax above $200,000 (single) or $250,000 (married filing jointly).
Iowa take-home pay example ($60,000, single)
A single filer earning $60,000 in Iowa in 2026 takes home about $48,722 after $5,020 federal tax, $1,668 state tax, $3,720 Social Security and $870 Medicare — an effective rate of 18.8%. That's roughly $1,874 per biweekly paycheck. Run your own numbers in the calculator above.
Frequently asked questions
Does Iowa have state income tax?
Yes. Iowa charges a flat 3.8% income tax. Iowa collapsed nine brackets into a single 3.8% flat tax in 2025 — one of the fastest state tax overhauls in recent history.
How much tax do I pay on $60,000 in Iowa?
A single filer earning $60,000 in Iowa pays roughly $11,278 in total tax for 2026 — $5,020 federal income tax, $1,668 Iowa state income tax, $3,720 Social Security and $870 Medicare. That leaves about $48,722 take-home (an effective tax rate of 18.8%).
What is the take-home pay on a $60,000 salary in Iowa?
About $48,722 per year for a single filer in 2026 — roughly $1,874 per biweekly paycheck or $4,060 per month, before 401(k), health premiums or local taxes. Use the calculator above to run your own salary and filing status.
Why is my Iowa paycheck smaller than my salary?
Your employer withholds federal income tax, Iowa state income tax and 7.65% FICA (Social Security and Medicare) before you're paid — typically 20–30% combined for middle incomes. Pre-tax deductions like health insurance and retirement contributions reduce it further.
2026 estimates using federal brackets, the standard deduction, FICA and Iowa income tax only — ignores 401(k), health premiums, local taxes and credits. Confirm with the IRS or your state revenue department. Not tax advice.
Nearby states
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