Tennessee Paycheck Calculator 2026
Built & reviewed by Nandu Kannan · Overtime rules cited to primary statutes
Tennessee has no state income tax — your paycheck is only reduced by federal income tax, Social Security and Medicare. Enter your pay below to see your estimated 2026 take-home pay in Tennessee — per paycheck and per year, with every tax broken out.
| 2026 estimate | Per paycheck | Per year |
|---|---|---|
| Gross pay | $0 | $0 |
| Federal income tax | $0 | $0 |
| State income tax | $0 | $0 |
| Social Security (6.2%) | $0 | $0 |
| Medicare (1.45%) | $0 | $0 |
| Total tax | $0 | $0 |
| Take-home pay | $0 | $0 |
Effective tax rate: 0%
2026 estimates using federal brackets, the standard deduction, FICA and state income tax only. Ignores 401(k), health premiums, local taxes, credits and other deductions. Not tax advice.
How Tennessee taxes your paycheck
Tennessee has no state income tax — your paycheck is only reduced by federal income tax, Social Security and Medicare.
Tennessee fully repealed its Hall tax on investment income in 2021, making it a true no-income-tax state.
On top of federal income tax, every worker pays FICA: Social Security at 6.2% (on wages up to the $184,500 2026 wage base) and Medicare at 1.45%, with an extra 0.9% Medicare tax above $200,000 (single) or $250,000 (married filing jointly).
Tennessee take-home pay example ($60,000, single)
A single filer earning $60,000 in Tennessee in 2026 takes home about $50,390 after $5,020 federal tax, $0 state tax, $3,720 Social Security and $870 Medicare — an effective rate of 16.0%. That's roughly $1,938 per biweekly paycheck. Run your own numbers in the calculator above.
Frequently asked questions
Does Tennessee have state income tax?
No. Tennessee does not tax wage income. Tennessee fully repealed its Hall tax on investment income in 2021, making it a true no-income-tax state. You still pay federal income tax, Social Security (6.2%) and Medicare (1.45%).
How much tax do I pay on $60,000 in Tennessee?
A single filer earning $60,000 in Tennessee pays roughly $9,610 in total tax for 2026 — $5,020 federal income tax, $0 Tennessee state income tax, $3,720 Social Security and $870 Medicare. That leaves about $50,390 take-home (an effective tax rate of 16.0%).
What is the take-home pay on a $60,000 salary in Tennessee?
About $50,390 per year for a single filer in 2026 — roughly $1,938 per biweekly paycheck or $4,199 per month, before 401(k), health premiums or local taxes. Use the calculator above to run your own salary and filing status.
Why is my Tennessee paycheck smaller than my salary?
Even with no Tennessee state income tax, federal income tax plus 7.65% FICA (Social Security and Medicare) is withheld from every paycheck — typically 15–25% combined for middle incomes. Pre-tax deductions like health insurance and retirement contributions reduce it further.
2026 estimates using federal brackets, the standard deduction, FICA and Tennessee income tax only — ignores 401(k), health premiums, local taxes and credits. Confirm with the IRS or your state revenue department. Not tax advice.
Nearby states
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